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Lightning Network channel reserve – Bitcoin Stack Exchange

Have I understood the concept of address, account and wallet correctly and how the wallet balance is calculated?

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How is the calculation of the amount of sats reserved to pay fees in L1 in case of having to launch a penalty transaction or make a forced closure of a channel? In bolt2 I have read that 1% of the channel capacity is recommended but it does not make much sense as this 1% could be below the current fee rate and therefore the transaction will not be confirmed.

Added to this, is there a difference between how LND and CLN treat this?

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